Affordability Options

While each Baylor family assumes primary responsibility for the cost of their children’s education, financial aid support, loan programs, and payment plan options may be available for those who need additional assistance financing tuition. Baylor strives to assist and encourage families in looking at the different payment options or combinations of available options in order to make the Baylor education affordable.

Option 1: Payment Plans

All Baylor parents are required to enroll with FACTS, an independent provider that helps families manage their tuition payments in a variety of options. Some advantages of working with FACTS include:

  • Convenient online payment plan sign-up.
  • Multiple payment options, including a checking or savings account draft each month, or credit card payments.
  • Web-based interface for account viewing.

For more information about FACTS, go to

Option 2: Educational Loans

Educational loans are available through third-party lenders. Tuition loan programs assist many families in making tuition payments more affordable by providing the funds upfront and spreading the payments over an extended period of time. For more information, click here.

Option 3: Merit-Based Scholarships

Baylor is fortunate to have endowed support of the Distinguished Scholars Program and the Jo Conn Guild Scholarship which awards scholarships for academic achievement on a competitive basis to qualified new boarding and day students entering ninth grade. For more information, click here.

Option 4: Need-Based Financial Aid

This option is designed to help those families who could not realistically consider private education. Like most other schools, the Baylor uses School and Student Services (SSS) as a guideline to assess a family’s level of need. We also require individual or business tax returns as part of the confidential process. SSS, located in Princeton, NJ, provides unbiased and uniform information to schools. For more information, click here.

Option 5: Payment plan, Loan program, Need-based Financial Aid, Merit Combinations

Depending on how much need-based financial aid they may receive, some families are able to make up a portion - or perhaps even all of the remaining difference - through tuition payment plans, educational loans, or Merit Scholarships.


Still Have Questions About Tuition Payment Options?
We are here to help! We also provide individual appointments for your convenience (appointment signup here). Or contact our financial aid office at 423-267-8505 ext. 270